Boulder County, CO Cash to Close from $700,000
Cash to close is your down payment plus closing costs due at closing. On a $700,000 Boulder County home, 3% down is $21,000, 5% is $35,000, and 20% is $140,000 — before lender, title, and prepaid items. The map below shows live county listings from $700,000; request a tour with Katerina Veteskova when one fits.
Live Boulder County homes from $700,000
Boulder County homes for sale from $700K (cash-to-close guide)
Down payment on a $700,000 Boulder County home
| Down payment | Amount on $700,000 |
|---|---|
| 3% | $21,000 |
| 3.5% | $24,500 |
| 5% | $35,000 |
| 20% | $140,000 |
Colorado’s state documentary fee is 1¢ per $100 of price — $70 on a $700,000 purchase. Lender fees, title, prepaid taxes/insurance, and any HOA transfer fees are extra; your Loan Estimate is the binding total. Census context: Boulder County owner-occupied rate is 62.0% and the median value of owner-occupied homes is $756,300 (U.S. Census Bureau QuickFacts, 2020–2024), so this $700K+ map sits near typical county values.
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Boulder County, CO cash to close: questions
What is cash to close on a Boulder County home?
The money you bring to closing beyond your earnest money: remaining down payment plus closing costs (lender fees, title, prepaid taxes and insurance, and any HOA transfer). Your Loan Estimate lists the total for that loan and price.
How much cash do I need at this page’s $700,000 floor?
Down payment alone: about $21,000 at 3%, $24,500 at 3.5%, $35,000 at 5%, or $140,000 at 20%. Add the Colorado documentary fee ($70 on $700,000) plus lender/title/prepaid items — totals vary by loan program.
Can the seller pay part of my closing costs in Colorado?
Yes, as a seller concession in the contract, within your lender’s caps (common Fannie Mae primary-residence caps: 3% with more than 90% financing, 6% at 75.01%–90%, 9% at 75% financing or less). Confirm with your lender before you write the offer.
What does this Boulder County map include?
Every property type listed for sale anywhere in Boulder County, CO from $700,000 with no upper limit (RealScout county geo 08013). It is not limited to the City of Boulder — Louisville, Superior, Lafayette, Longmont, and unincorporated areas can appear when they list at $700K+.
Ready to tour a Boulder County home? Katerina · 720-646-4685
Request a TourListing information is provided through an MLS/IDX or brokerage search display where applicable; details may be supplied by third parties, can change without notice, and should be independently verified. Availability, price, status, and measurements are not guaranteed.