Broomfield, CO Cash to Close from $700,000
Cash to close is your down payment plus closing costs due at closing. On a $700,000 Broomfield home, 3% down is $21,000, 5% is $35,000, and 20% is $140,000 — before lender, title and prepaid items.
At this page’s $700,000 floor (arithmetic, not a median quote):
| Down payment | Amount on $700,000 |
|---|---|
| 3% | $21,000 |
| 3.5% | $24,500 |
| 5% | $35,000 |
| 20% | $140,000 |
Colorado’s state documentary fee is 1¢ per $100 of price → $70 on a $700,000 purchase (Colorado legislature Title 39 PDF; C.R.S. 39-13-102). Lender fees, title, prepaid taxes/insurance, and any HOA transfer fees are extra — your Loan Estimate is the binding total. Census context (U.S. Census Bureau ACS 2020–2024 5-year, tables B25003 & B25077): Broomfield owner-occupied rate 62.7%; median value of owner-occupied homes $664,500. So this $700K+ city map sits near typical Broomfield values while staying on Living’s floor. Check the live map for current listings.
Broomfield, CO Cash to Close from $700,000 FAQ
What is cash to close on a Broomfield home?
The money you bring to closing beyond your earnest money: remaining down payment plus closing costs (lender fees, title, prepaid taxes and insurance, and any HOA transfer). Your Loan Estimate lists the total for that loan and price.
How much cash do I need at this page’s $700,000 floor?
Down payment alone: about $21,000 at 3%, $24,500 at 3.5%, $35,000 at 5%, or $140,000 at 20%. Add the Colorado documentary fee ($70 on $700,000) plus lender/title/prepaid items — totals vary by loan program.
Can the seller pay part of my closing costs in Colorado?
Yes, as a seller concession in the contract, within your lender’s caps (common Fannie Mae primary-residence caps: 3% with more than 90% financing, 6% at 75.01%–90%, 9% at 75% financing or less). Confirm with your lender before you write the offer.
What does this Broomfield map include?
Every property type listed for sale inside Broomfield city limits from $700,000 with no upper limit (Broomfield city limits — not Broomfield County). Compare with the sister Boulder County cash-to-close guide for county-scope math.